HOW YOU CAN MAKE YOUR CUSTOM DREAM HOME INTO REALITY! | Part 2
Hey everybody. Jared Jones today, we're talking about part two of building your Casa de you your dream home, having it all the way you want to build the way you want on the lot that you want. And we're going to add to the back of that conversation. How can you get zero utilities and the dream backyard with the pool that you want in the screened enclosure, the whole thing from day one, because you need the right plan to do all these things. I'm going to tell you exactly how I would recommend you do it, to make sure you don't make any mistakes in how you position all these specific details. Yet you don't have to go borrow more loans. You get that first loan to build the house, low costs, low interest to build the whole thing you want. All that wrapped in it. You don't have to build the house and then say, well, I own my home now. And I'm now going to figure out, you know, when should I put the pool in? How do I get financing for all that today? I'm going to answer all those questions and more let's get stuff.
All right. Custom home building part two. I'm excited.
I think that there's a lot of great track builders in Florida, but do you really want to live in a track home in Florida now? No one does. They just actually think that custom home building is such a lofty process. It's so tough to reach. It's so murky that they just can't reach it. So today I'm going to talk to you about how you can get the whole thing done the way you want. And you do not have to be a Rockefeller or a Marisol day or a Popin Dyker to get it. You don't have to keep up with the Joneses. You can get the home of your dreams, just like everybody else. And you don't have to buy it from any of these large-scale builders that are going to put you into a sardine canned neighborhood right up next to your neighbors. So the pool you'll live in Florida.
I can't tell you to have a better resale item than having an in-ground pool in your home. And I would tell you that if you are going to live in your home for several years, go ahead, but the pool in. Someone's going to want to buy it from you. They're going to pay big bucks, especially if start getting the custom homes where it's more of a luxury-grade build or middle range of the market, where people that have a lot of disposable income are buying that home from you. Those people are going to want the swimming pool. Okay? But let's think of it this way. Is it smarter to put the pool on right up front? There are a hundred reasons why it's smarter. Think about it. There's no driveway in front of the house yet. They're just finishing the house. They're not going to destroy a driveway by driving over it.
Think about how they're going to put the sod and they're going to finish the landscapes. They can get the final occupancy certificate. You don't want to drive and tear up the whole side yard and all this stuff, including the backyard to put the pool in. You want the pool to go down and then have the landscape go in. So you're not relandscaping your home twice. Also, think about the fact that you can manage the cost of the pool install because the home is not complete electricians. When they were a house for electricity, they put it in when the framing is, they don't wait until the drywall goes on and try to run the electrical behind the wire. Same thing with the pool. When you have the house open and you have everything open like that, you can run the power. You can run the plumbing with much greater ease than when the home is finished.
And that should lead to savings that a person that's putting a home on after move-in does not experience. So it just makes great sense. Most people would say to me, Jared, no-brainer. I want the pool put on right away. How can you do it? So how do you get the pool put in simple? You just do it. It needs to be in the plan from the beginning. And here's what I'm saying. There are really two major participants in how you're going to get the home of your dreams. Number one, a lender doing construction to perm loans. So the loan is a construction to permanent loan type. It means you're going to get it upfront. And you're going to go all the way through the building process. It's going to pay the builder to build your house. It'll pay the pool builder to build your pool.
And then it will cycle over to what's called a permanent loan, which becomes the 30-year tool or 20 or 15-year tool that you will use to pay off the house. And if it's planned upfront, the pool can be paid right into the construction of per loan. Now construction, perm loans. Each lender is going to be different. Many types of lenders are going to do different types of variations of that. Where some might require 10% down, some right required, 20% down. Some might even be doing it for 5%, but 10, 20% down is most common for what you'll need to build your own home. They can wrap the land in that as well. Obviously, if you've watched our last video, you probably end up purchasing the land in cash upfront. They can wrap that loan in on the purchase of the land. Have it all be one piece. So one of the crazes now is a zero utility cost home. Now, listen, I can't guarantee you that you're going to have a zero utility cost. I do know that we're talking about building these types of homes in Florida. You're considering the fact that you are digging a well you're using electricity to pull the water out of the ground to supply the needs of your home. And then you're using a septic system, which is an onsite receptacle for human waste. Come on Man. What are we talking about?
Chefs with the gas chefs that need gas, propane to cook. Most folks in Florida have electric power and electric cooking. So even the stove is powered that way. The air conditioning, a lot of folks from different parts of the country. They have a lot of gas elements in Florida. It's all-electric. We have a ton of sunlight, sunlight in Florida. It's generous so you can power your home. So particularly if you are getting electric cars, it's particularly if you have a swimming pool, even if you have an amazing low E everything built into your home, which you should, Icynene insulation, which you should consider adding to your new construction so that your house is super energy efficient so that you can eliminate the need for a high of utility. Now here's the deal in this video, we talk about buying the land, buying the house, putting the recreational, add-on like the pool onto the property, but then having the solar put on how does that happen?
So the thing that I would tell you about solar is I do not like the idea of adding solar day. One, why? Well, solar systems vary based on how much power put out that you need. So how can you determine how much power output you need before you actually move into the house? And the reality is you could figure it out. You could do some back of napkin ideals, but that is not a smart way to do it. Okay? Because here's the reality. Once you live in the home, you start charging your car, you start using the pool, you get through a year of usage. You're going to know exactly what the house needs. Okay. And then after that, you can look at the options to add on solar. Okay? And here's what I'm saying too, up until now, the government and lending institutions love solar.
They're throwing all kinds of incentives on it. They're making it very easy to borrow the money for it. And so they're giving tax credits unless they've expired as you were watching this video. But the reality is it's just not hard to get solar and get solar finance onto your house just by signing and driving. It's not a hard pre-qualification process. So like, if you were going to go add a pool to your house, there's gotta be appraisals as high costs. You've got to do a bunch of research, your credit score, your income, all that stuff, sauce to be intact. Whereas getting solar added to your house, they don't care how much your house is worth. They do very little research on you as a borrower. And it's an easy process. So get added later, but do it. If you do want zero utility costs, you can get dang close.
Basically, you can get down to zero. If you try or get very close. And so that's something that I would recommend, by the way, if you are already in your home and you want a great solar vendor, please contact me more than happy to help you out with that. If you are also looking at building your house, if you're looking at getting your own piece of dirt, then getting a plan for that, picking the right contractor. We have a great list of preferred folks that have awesome reputations in the market here that we'd love to pair you up and set a plan in place that benefits you. We're your representative. We will be on your side to make sure that you're protected, that your interests are protected from day one. And the outcome you seek is there at the very end. Now, listen to the comments below. Tell us about your ideal home. What is your dream home look like? What do you want? What's special to you. If you haven't subscribed to the channel, please subscribe. Hit the bell icon for more updates and we'll talk to you real soon.
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